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Buying a home is super exciting—but it’s not just about the down payment and monthly mortgage. There are a few hidden costs that can sneak up on you if you’re not prepared. Here are some of the most common ones buyers overlook: 1. Closing CostsThese can add up to 2-5% of the purchase price and include things like lender fees, title insurance, appraisal, and more. Always ask your lender for a...

Buying your first home is exciting, but it can also feel overwhelming. With the right guidance, you can navigate the process smoothly and confidently. Here’s a simple step-by-step guide to help you get started. 1. Check Your Finances Before you start house hunting, take a close look at your finances. Check your credit score, pay down debt, and start saving for a down payment (typically 3-20% of the...