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Buying a home is one of the biggest financial decisions you'll ever make — and the first question most people ask is: “How much house can I afford?” Whether you're a first-time buyer or looking for your next dream home, having a clear understanding of your budget is the key to a smooth and successful journey. Let’s break it down in a simple way! 1. Start With the 28/36 Rule This is a...

If you’ve been thinking about buying a home but keep hearing things like “Wait until rates drop,” or “It’s not a good time to buy,” — you’re not alone. Interest rates are a hot topic right now, and it’s natural to wonder if you should hold off. But the truth is… it’s not always that simple. Let’s break it down: 📈 What’s Happening with Interest Rates? Over the past...