2025

If you’ve been thinking about buying a home but keep hearing things like “Wait until rates drop,” or “It’s not a good time to buy,” — you’re not alone. Interest rates are a hot topic right now, and it’s natural to wonder if you should hold off. But the truth is… it’s not always that simple. Let’s break it down: 📈 What’s Happening with Interest Rates? Over the past...

When it comes to living in Florida, one of the most common questions that prospective residents and current renters face is whether they should rent or buy a home. Florida offers a vibrant lifestyle, from stunning beaches to a growing economy, making both renting and buying enticing options. But which is the better investment in the long term? Let’s break it down. Renting in Florida: Flexibility with...

Buying a home is one of the biggest financial decisions you'll ever make — and the first question most people ask is: “How much house can I afford?” Whether you're a first-time buyer or looking for your next dream home, having a clear understanding of your budget is the key to a smooth and successful journey. Let’s break it down in a simple way! 1. Start With the 28/36 Rule This is a...

Buying a home is super exciting—but it’s not just about the down payment and monthly mortgage. There are a few hidden costs that can sneak up on you if you’re not prepared. Here are some of the most common ones buyers overlook: 1. Closing CostsThese can add up to 2-5% of the purchase price and include things like lender fees, title insurance, appraisal, and more. Always ask your lender for a...